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Employee Benefits for Full-time (32 + hours/week) Staff
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2009
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Revised 1/1/09
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BENEFIT
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ELIGIBILITY DATE
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COST (Per Pay Period)
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BENEFIT DESCRIPTION
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1. Health Insurance
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Employee Only
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$24.57
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Great-West Health Insurance
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Employee + Spouse
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1st of the month following
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$179.80
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Out of Pocket: $2500 Individual/$5000 Family
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Employee + Child(ren)
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30 days of employment
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$128.70
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KMHD Contribution: 90% Employee Only Coverage
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Employee, Spouse, Child(ren)
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$276.64
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30% Dependant Care Coverage
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2. Dental Insurance
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Base Plan/Buy Up Plan
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Employee Only
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$9.65 $17.84
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Guardian Dental Insurance (Dual Option)
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Employee + Spouse
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1st of the month following
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$19.58 $34.60
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Deductible: $50 Individual/$150 Family
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Employee + Child(ren)
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30 days of employment
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$21.71 $45.35
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KMHD Contribution: Voluntary Insurance
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Employee, Spouse, Child(ren)
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$31.66 $62.13
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Benefit Maximum: $1000 Per Person, Per Policy Yr.
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3. Vision Insurance
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Employee Only
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$7.62
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Vision Services Plan Vision Insurance
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Employee + Spouse
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1st of the month following
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$12.19
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Exam & Lenses:Covered in full every 12 months
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Employee + Child(ren)
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30 days of employment
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$12.45
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Frames/Contacts:Covered in full every 24 months
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Employee, Spouse, Child(ren)
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$20.07
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KMHD Contribution: Voluntary Insurance
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4. Life Insurance/AD&D, and Long Term Disability
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Group
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$0.00
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UnumProvident
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1st of the month following
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$10,000 Group Life Insurance Policy
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30 days of employment
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KMHD Contribution: 100% Group Policy Coverage
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Voluntary
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Dependant upon coverage elected
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Increments of $5000 & $10,000 Voluntary Life Ins.
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5. AFLAC Supplemental Insurance
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1st of the month following
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Dependant upon coverage elected
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Various AFLAC Policy Selections Available
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30 days of employment
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KMHD Contribution: Voluntary Insurance
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6. Flexible Spending Account (Medical Reimbursement Plan)
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1st of the month following
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May defer up to $2,500 annually
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Reduces taxable income according to annual deferral
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30 days of employment
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Varies according to annual deferral
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More take home pay; No federal income tax to pay on deferral amount
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7. Flexible Spending Account (Dependent Care Reimbursement Plan)
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1st of the month following
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May defer up to $5,000 annually
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Reduces taxable income according to annual deferral
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30 days of employment
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Varies according to annual deferral
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More take home pay; No federal income tax to pay on deferral amount
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8. Retirement Plan
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401(k)
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After 1 year
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May defer up to $15,000 annually
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Reduces taxable income according to annual deferral
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Automatic 1%
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OR up to $20,000 if 50 years of age
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More take home pay;Completly vested upon initial contribution
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Must opt out
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Employer Match: 1%=1%; .5% for 2-6% deferral, total 3.5%
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9. Paid Time Off (PTO)
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Vacation/Sick
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1st of the month following 90 days
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N/A
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1st Yr: 10 days, 2nd-5th Yr: 15 days, 6th-10th Yr: 20 days
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Holiday
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As applicable
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N/A
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Memorial/Labor Days, Thanksgiving+Friday, Christmas, New Years, 4th of July
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10. Other Perks
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Verizon Cell & Purchase Program
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Upon Date of Hire
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Dependant upon peronal usage
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866-819-0339 Alan Espinoza
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Use of Wellness Center
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Upon Date of Hire
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N/A
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Use of Wellness Center equipment for employee/family
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